Homeowners insurance is perhaps the most overlooked kind of insurance. Homeowner's insurance safeguards your home against a range of risks. Buying a house is likely one of the largest purchases you will ever make. As a result, it is important to get homeowner’s insurance as a protection against the costs associated with property damage.
UNPROTECTED PROPERTY
Not many people understand homeowner’s insurance safeguards much more than the home itself. It also provide insurance cover for items such as pool pumps, gate motors, walls and fences. Those without homeowner's insurance must pay for any interior or exterior property damage caused by theft, vandalism, electrical fire, or natural disasters.
OUT-OF-POCKET COSTS
Your home and all fixtures or fittings thereto are protected by a homeowners insurance policy. Without insurance, a homeowner will have to pay for any repairs or replacements out-of-pocket in the event of an accident or disaster. Homeowners insurance is a long-term investment that pays off.
NO LIABILITY PROTECTION
If someone that is visiting gets injured on your premises and you are found to be responsible of liable for the injury, or as the case may be, damage to their property. Liability insurance will pay their medical fees or the cost of repairing any property damage. When dealing with an accident sustained by a guest on your property, the costs may quickly add up. If you do not have homeowner's insurance, you will be responsible for all these costs, including medical expenditures and legal fees.
We believe that the risks faced by each business and each individual is unique. We believe in providing each business, each of our clients with a comprehensive insurance solution that addresses their own unique and individual risks. A solution that will fit into your budget and not break the bank.
011 760 2124 │ admin@ngenious.co.za │ www.ngenious.online
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