Household belongings and homeowner's insurance are necessities.
The physical structure of your house, including any fixtures or appliances you may have installed, such as plumbing and geysers, are covered by homeowner's insurance.
All of your personal belongings, save the house itself, should be insured with household contents insurance.
Either one or both of these insurance policies can be purchased from the same provider. You are free to choose whether or not to insure your belongings, but your financial institution will likely have insisted that you get homeowner's insurance.
Get the right amount of insurance for your house and possessions.
Insuring your home for its replacement value is more important than insuring it for its initial purchase value. Make sure you have enough coverage.
If your coverage is adequate, your "all risks" items have been identified, and your claim is legitimate, your insurer should have no grounds to reject your claim. Always double-check your policy details to make sure you're protected for what you need, at the price you expect.
We believe that the risks faced by each business and each individual is unique. We believe in providing each business, each of our clients with a comprehensive insurance solution that addresses their own unique and individual risks. A solution that will fit into your budget and not break the bank.
011 760 2124 │ admin@ngenious.co.za   │ www.ngenious.online
